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Transitional Relief: Do these questions apply to you?
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Transitional Relief: Do these questions apply to you?

Q. If I changed carriers between Oct. 2, 2013, and Dec. 31, 2013, am I still eligible for extended transitional relief?

A. It depends. If your State allows it, and the health insurance issuer permits it, the extended transitional policy relief will apply to health insurance coverage that renews between Jan. 1, 2014 and Dec. 31, 2014. Note, however, that State authorities have the flexibility to limit the duration of the extended transition policy.

Q. If I purchased a 2014 ACA-compliant plan, are there circumstances where I can have the 2013 plan reinstated and be eligible for the transitional policy relief?

A. No. If you purchased a new plan on or after Jan. 1, 2014, the transitional policy will not apply if you attempted to reinstate your previous 2013 non-ACA compliant plan.

Q. Are transitional policies considered minimum essential coverage?

A. Yes. Transitional policies are considered to be minimum essential coverage, and individuals enrolled in these plans would satisfy the individual shared responsibility requirement.

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