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How a BOP Can Help You Reduce Costs

A BOP, or Business Owner's Policy, provides small business owners with an efficient, cost-effective insurance policy. While small businesses face many of the same potential risks as larger ones — fire, property damage or general liability, for example — it can be too complicated and costly to obtain multiple coverages from multiple sources. A BOP lets you to put everything together into one policy. Additional endorsements specific to your type of business may be added, such as liquor liability for a restaurant.

What if an insurance claim exceeds the limits of your BOP? You can carry a business umbrella policy, also called excess liability or commercial umbrella insurance — an affordable way to gain additional protection.

Since a BOP is designed for smaller businesses, companies with up to 100 employees and revenues of $5 million or less are typically eligible for this type of coverage. To see if a BOP makes sense for your business, ask your licensed insurance agent about a risk analysis review today.

Call Us Today!

Have questions or need information about how to make a claim?
  • Call our licensed Client Services Team at (800) 524-7024 or
  • Call your licensed Client Executive directly.

Automatic Data Processing Insurance Agency, Inc.

The information contained herein represents the products and services available through only one of the business groups of Automatic Data Processing Insurance Agency, Inc. (ADPIA).
ADPIA services mid and large size clients with various insurance products and services through its other business groups.

All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners; 1 ADP Blvd. Roseland, NJ 07068.
CA license #0D04044. Licensed in 50 states. Certain services may not be available in all states. Automatic Data Processing Insurance Agency, Inc. is an affiliate of ADP.
ADP’s Pay-by-Pay is a payroll enhancement feature of ADP’s payroll processing services. Clients must be using ADP’s tax filing service to take advantage of the Pay-by-Pay Premium Payment Program.
This information is general and not intended as tax or legal advice. If you have questions on how this may apply to your specific situation, please consult your tax or legal advisor.
The ADP logo, ADP and Pay-by-Pay are registered trademarks of ADP, LLC. Copyright ©2014 ADP, LLC.