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TIP OF THE MONTH: AM Best Rating: What is it and why it is important

A.M. Best is generally considered the most comprehensive and reliable source of information on the financial stability and strength of insurance companies. Insurance agents, brokers, and other insurance professionals utilize these ratings to help support insurance carrier selection.

Among their rating types, Best's Financial Strength Rating focuses on the insurer’s ability to meet contract, financial and policy obligations. This is very useful information for policyholders to consider when choosing an insurer.

Best’s Credit Ratings are publicly disclosed on www.ambest.com.

For a complete guide of the financial ratings, read more.

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Communicate Your Workers' Comp Program So Employees Use It

Having a great workers’ comp program is meaningless if your employees don’t know about it and use it. To get your employees to know about the program, you have to tell them about it, not just once.

>> Read more

How a BOP Can Help You Reduce Costs

A BOP, or Business Owner's Policy, provides small business owners with an efficient, cost-effective insurance policy. While small businesses face many of the same potential risks as larger ones — fire, property damage or general liability, for example — it can be too complicated and costly to obtain multiple coverages from multiple sources. A BOP lets you to put everything together into one policy.

>> Read more

* Image: Source: http://www3.ambest.com/consumers/content.asp?refnum=116156

A.M. Best is an independent company and not affiliated with ADP or ADPIA. The information and rating system provided by A.M. Best is their own and
ADP/ADPIA makes no statement as to the reliability or accuracy of the ratings.

The information contained herein represents the products and services available through only one of the business groups of Automatic Data Processing Insurance Agency, Inc. (ADPIA).
ADPIA services mid and large size clients with various insurance products and services through its other business groups.

All insurance products will be offered and sold only through Automatic Data Processing Insurance Agency, Inc., its licensed agents or its licensed insurance partners; 1 ADP Blvd. Roseland, NJ 07068.
CA license #0D04044. Licensed in 50 states. Certain services may not be available in all states. Automatic Data Processing Insurance Agency, Inc. is an affiliate of ADP.
This information is general and not intended as tax or legal advice. If you have questions on how this may apply to your specific situation, please consult your tax or legal advisor.
The ADP logo and ADP are registered trademarks of ADP, LLC. Copyright ©2014 ADP, LLC.